Insights
Articles
Complaints about unilateral cancellations of health insurance contracts on the rise
Consumers press public bodies for immediate changes
The significant increase in the number of complaints from consumers who have had their group health insurance contracts unilaterally canceled is drawing the attention of consumer protection agencies. In São Paulo, for example, Procon-SP recorded an 80% increase in the volume of complaints related to this issue in 2023, compared to the previous year.
Payroll tax exemption maintained until 2024 and gradual implementation of the exemption from 2025 onwards
Published on September 16, 2024, Law 14.973 establishes the transition regime for the Substitute Social Security Contribution on Gross Revenue (CPRB) for the companies mentioned in articles 7 and 8 of Law 12.546/2011.
What to expect from the new tax reform?
The Tax Reform transition, scheduled to begin in 2026, will bring significant changes to Brazil's tax structure, with the unification of federal, state and municipal taxes into two new taxes: the Contribution on Goods and Services (CBS) and the Tax on Goods and Services (IBS).
How financial problems affect mental health
When a person faces financial difficulties, such as debt, sudden loss of income or unexpected expenses, the psychological impact is almost immediate. Anxiety and stress are some of the most common consequences, caused by uncertainty about the future, the need to pay the bills on time or the inability to maintain the desired lifestyle.
Mental health: the importance of creating a welcoming workplace
In recent years, mental health has become a central topic of discussion. After the Covid-19 pandemic, which led to a significant increase in cases of anxiety, depression, and other mental disorders, Brazil continues to be one of the most affected countries.
ACC and ACE: essential tools for Brazilian exporters
Brazilian exporting companies face constant challenges, such as cash flow management and exchange rate fluctuations. To help mitigate these issues, tools like ACC (Advance on Foreign Exchange Contract) and ACE (Advance on Foreign Exchange Delivered) are essential. Both provide financial predictability and greater control over revenue.
