ACC and ACE: essential tools for Brazilian exporters
Brazilian exporting companies face constant challenges, such as cash flow management and exchange rate fluctuations. To help mitigate these issues, tools like ACC (Advance on Foreign Exchange Contract) and ACE (Advance on Foreign Exchange Delivered) are essential. Both provide financial predictability and greater control over revenue.
Forex Hedge as protection against exchange rate fluctuations
Exchange rate fluctuations have been a constant concern since the beginning of the year. According to a recent publication by the National Confederation of Industry (CNI), the exchange rate rose from 17th to 4th place in the ranking of industry's main problems between the first and second quarters of 2024. In the first few days of June, the dollar fluctuated by 2.5%, according to data from the Central Bank (BC). Compared to the first working day of 2024, the dollar is now 9.6% more expensive.
What is spread in the forex market and how do you calculate it?
When carrying out international transactions, such as buying products from abroad or sending money to another country, it is essential to understand the various fees that may be applied. An important concept in this context is the forex spread, which can significantly influence the costs of these operations.
Eco Invest Brasil program is the federal government’s bet for ecological transformation
The Brazilian government recently launched the Eco Invest Brasil program with the aim of creating an environment conducive to attracting foreign private investment focused on environmental sustainability in the country. The initiative includes a currency protection mechanism for foreign investors involved in sustainable projects, recognizing the volatility of the exchange rate.
From sending to receiving: understanding international transfers
In the globalized world we live in, sending money to another country has never been easier, because of technological advances and the expansion of international financial services. At the touch of a button in an app or by filling in a few online forms, it's possible to make transfers to friends, family, or business partners anywhere in the world.
New IOF rate: find out how much you will pay in 2024
Os brasileiros estão familiarizados com o IOF (Imposto sobre Operações Financeiras), pois é uma taxa que incide em diversas transações financeiras realizadas no país. Ele é regulamentado pelo governo federal e pode variar de acordo com o tipo de operação. Além das operações de câmbio, o imposto é aplicado em operações de crédito, como empréstimos e financiamentos, seguros, operações com títulos e valores mobiliários, entre outras.
Sending money abroad: what do you need to know?
Sending money abroad is an increasingly common practice in a globalized world. In this context, it is essential to explore the various options available for making international transfers, taking into account factors such as fees, processing speed and transaction security. In today’s article, we’ll look at the various ways of sending money abroad, highlighting the advantages and challenges of each method so that readers can make informed and efficient decisions in international financial transactions. Fees for sending money abroad can include several components, including exchange rate, SWIFT fee, and IOF (Tax on Financial Operations, in the Brazilian context).
Currency fluctuations: how can you protect yourself?
Daily fluctuations in exchange rates play an important role in the performance of your investments, having a direct impact on the valuation of your portfolio. When the local currency weakens against the purchasing currency, the portfolio loses value, and vice versa. Given this scenario, the question arises of how to protect your stock market investments against exchange rate risks, allowing you to continue investing without being overly affected by currency fluctuations.
Drex: what is Brazil's new digital currency and how will it work?
In response to the growing global demand for a more digital and efficient business environment, the Central Bank of Brazil (BC) has announced the launch of the Drex, the digital Real. It should come into effect from 2024.
International wire transfer: what is it and how to do it?
If you do business with international clients, you probably need to send and/or receive money on a global scale. Although there are several traditional methods for sending and receiving money internationally, the most efficient and secure way to transfer funds between countries is through an international wire transfer.
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