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Flutuações cambiais: como se proteger?
As oscilações diárias nas taxas de câmbio têm um papel importante no desempenho dos seus investimentos, exercendo um impacto direto sobre a valorização da sua carteira. Quando a moeda local enfraquece em relação à moeda de compra, a carteira perde valor, e vice-versa. Diante desse cenário, surge a questão de como resguardar seus investimentos no mercado de ações contra os riscos cambiais, permitindo que você continue a investir sem ser excessivamente afetado pelas flutuações cambiais.

Benefícios corporativos: por que oferecer os melhores benefícios para os seus colaboradores?
Os benefícios corporativos representam um diferencial significativo para as empresas considerando o cenário atual altamente competitivo. Ao oferecer incentivos além do salário, elas não apenas atraem talentos qualificados, mas também retêm profissionais engajados e satisfeitos. Isso, por sua vez, pode contribuir para a produtividade dos colaboradores e a imagem positiva da empresa, fatores cruciais para o sucesso.

Drex: what is Brazil's new digital currency and how will it work?
In response to the growing global demand for a more digital and efficient business environment, the Central Bank of Brazil (BC) has announced the launch of the Drex, the digital Real. It should come into effect from 2024.

Does health insurance have to cover organ transplants?
Organ transplants play a fundamental role in medicine, giving many people a second chance at life. For example, heart transplants can save patients with terminal heart failure, while skin transplants are crucial for victims of severe burns.

Guidelines for foreign investors when opening a business in Brazil
The historically complex process of opening a business in Brazil has undergone significant changes. Simplification measures have been adopted with the aim of making the procedure more accessible, providing a friendlier environment for foreign investors.

Problems with the tax authorities and tax assessment
Tax assessment is undoubtedly one of the most important activities for the success of a business. As well as being a legal obligation, it contributes to maintaining the company's financial health, thus ensuring its compliance with tax laws and the full operation of its activities.

Studies show that mental health can play an important role in the manifestation of physical illnesses.
The relationship between mind and body is more complex than most people realize. Both are significantly interconnected and can exert both beneficial and harmful influences, depending on various factors.

International wire transfer: what is it and how to do it?
If you do business with international clients, you probably need to send and/or receive money on a global scale. Although there are several traditional methods for sending and receiving money internationally, the most efficient and secure way to transfer funds between countries is through an international wire transfer.

Board of Directors and Legal Representation: key points
The legal representation of a foreign member of the Board of Directors in a Brazilian Limited Liability Corporation is an essential process. The foreign board member, who is an individual of foreign nationality, becomes part of the company as a board member. However, due to their foreign nationality, they require a legal representative to sign board meeting minutes on their behalf.

Tax reform: what changes are expected?
The need for tax reform has been debated for at least three decades in Brazil, but the issue finally seems to be coming to an end. On July 7, 2023, the Chamber of Deputies approved Proposed Amendment to the Constitution (PEC) 45/2019, which addresses the subject. It now moves on to the Senate.

Health insurance fraud: increase in cases raises alarm bells
Cases of health insurance fraud have frequently appeared in the news. Big companies have noticed and taken action over the misuse of the reimbursement benefit, which can lead to considerable financial losses. This is what happened, for example, with Itaú and the CCR Group.

Reinsurance: do you know what it is?
Insurance is something we already know; it protects us against certain risks. But what about reinsurance, is it a new term for you? Let’s clarify it below.
A reinsurer is a company that assumes part of the risks covered by an insurer. This means that it acts as a financial support for insurers, helping them to deal with increasingly complex risks and react quickly to problems.