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International wire transfer: what is it and how to do it?
If you do business with international clients, you probably need to send and/or receive money on a global scale. Although there are several traditional methods for sending and receiving money internationally, the most efficient and secure way to transfer funds between countries is through an international wire transfer.
Board of Directors and Legal Representation: key points
The legal representation of a foreign member of the Board of Directors in a Brazilian Limited Liability Corporation is an essential process. The foreign board member, who is an individual of foreign nationality, becomes part of the company as a board member. However, due to their foreign nationality, they require a legal representative to sign board meeting minutes on their behalf.
Tax reform: what changes are expected?
The need for tax reform has been debated for at least three decades in Brazil, but the issue finally seems to be coming to an end. On July 7, 2023, the Chamber of Deputies approved Proposed Amendment to the Constitution (PEC) 45/2019, which addresses the subject. It now moves on to the Senate.
Health insurance fraud: increase in cases raises alarm bells
Cases of health insurance fraud have frequently appeared in the news. Big companies have noticed and taken action over the misuse of the reimbursement benefit, which can lead to considerable financial losses. This is what happened, for example, with Itaú and the CCR Group.
Reinsurance: do you know what it is?
Insurance is something we already know; it protects us against certain risks. But what about reinsurance, is it a new term for you? Let’s clarify it below.
A reinsurer is a company that assumes part of the risks covered by an insurer. This means that it acts as a financial support for insurers, helping them to deal with increasingly complex risks and react quickly to problems.
Understand the importance of financial statement analysis for your business
Most companies are required to prepare and present financial statements. These documents play an important role in evaluating a company’s performance and financial position over a given period. Among the main financial statements are the balance sheet, the profit and loss statement, and the cash flow statement.
Outsourcing finance: what are the advantages?
As a company grows, there comes a point when it becomes impractical to handle all internal demands without implementing major structural changes. Developing existing activities requires investment and the hiring of qualified and trained personnel, which is increasingly challenging in terms of availability, recruitment, and time consumption.
Life insurance: What is it and how does it work?
Como funciona o seguro de vida?
O seguro de vida oferece aos beneficiários, como a família do segurado, o pagamento de uma indenização no caso da sua morte, por exemplo, o que proporciona proteção financeira para garantir o sustento da família e reduz o impacto financeiro da ausência do principal provedor.
Internationalization of companies: know the differences between branch office, subsidiary, and Foreign-Owned Company
The internationalization process of a company may involve the creation of subsidiaries or branches as a strategy to establish a presence in foreign markets. The choice will depend on the company's business strategy, considering factors such as available resources, the risks involved, and the characteristics of the target market.
Company dental insurance for employees
Unlike what many may think, the investment to contract dental insurance is increasingly affordable. Furthermore, the pre-contract analysis is quick, even though in some scenarios it is necessary to answer a questionnaire about pre-existing conditions.
The importance of tax compliance in Brazil for foreigners
Foreign investors face significant challenges in adjusting to Brazilian tax legislation. The complexity of the system and the bureaucracy require specialized resources such as tax consultants and accountants to ensure compliance and avoid penalties. Professionals with local knowledge can help interpret tax laws, identify tax benefits and optimize tax structure.
Among emerging countries, Brazil is the one that receives the most foreign investment
According to the Confidence Index for Foreign Direct Investment, from international consultancy Kearney, Brazil ranks seventh among the emerging countries most sought after by foreign investors. The study analyzed the performance of 25 nations, and Brazil was ranked below China, India, United Arab Emirates, Qatar, Thailand, and Saudi Arabia.
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