{"id":1814,"date":"2020-12-10T16:02:55","date_gmt":"2020-12-10T16:02:55","guid":{"rendered":"https:\/\/pryorglobal.com\/?p=1814"},"modified":"2020-12-10T19:03:17","modified_gmt":"2020-12-10T19:03:17","slug":"a-mudanca-do-seguro-dpvat","status":"publish","type":"post","link":"https:\/\/www.pryorglobal.com\/en\/a-mudanca-do-seguro-dpvat\/","title":{"rendered":"O seguro DPVAT ser\u00e1 administrado pelo governo. E agora?"},"content":{"rendered":"
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O seguro que garante a cobertura de Danos Pessoais Causados por Ve\u00edculos Automotores de Via Terrestre (DPVAT) ser\u00e1 gerido pelo poder p\u00fablico a partir de janeiro em 2021. E a mudan\u00e7a pode afetar voc\u00ea.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Como funciona e para que serve o seguro DPVA?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Todas as pessoas que sofrem acidentes envolvendo ve\u00edculos automotivos t\u00eam direito a receber o seguro DPVAT para a cobertura de gastos com m\u00e9dicos, hospitais e medicamentos; invalidez permanente ou morte.<\/p>\n\n

A gest\u00e3o desse seguro ser\u00e1 feita pelo governo a partir de 2021, porque a seguradora L\u00edder, respons\u00e1vel pela gest\u00e3o anterior, foi condenada a devolver R$ 2,2 bilh\u00f5es<\/a> aos cofres p\u00fablicos.<\/p>\n\n

Sendo assim, a Superintend\u00eancia de Seguros Privados (Susep) \u00e9 respons\u00e1vel pela emiss\u00e3o do relat\u00f3rio que apontou as despesas irregulares pagas com recursos p\u00fablicos, garante que nenhum benef\u00edcio ou indeniza\u00e7\u00e3o a motoristas, passageiros e pedestres ser\u00e1 retirado.<\/p>\n\n

Por\u00e9m, a nova institui\u00e7\u00e3o respons\u00e1vel pelo programa ainda n\u00e3o est\u00e1 definida e nem quando ela assume.<\/p>\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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A sua vida e seguran\u00e7a em risco<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Os benefici\u00e1rios n\u00e3o t\u00eam regras definidas para recorrerem e as orienta\u00e7\u00f5es do governo n\u00e3o s\u00e3o claras quanto a isso. Tamb\u00e9m est\u00e1 em discuss\u00e3o a isen\u00e7\u00e3o do pagamento referente ao seguro DPVAT em 2021 e 2022.<\/p>\n\n

Isso \u00e9 preocupante em um pa\u00eds como o Brasil, porque o n\u00famero de acidentes de tr\u00e2nsito e mortes cresce<\/a>. At\u00e9 o momento, o registro do Infosiga SP \u00e9 de 76,3 mil ocorr\u00eancias com v\u00edtimas em 2020<\/a>.<\/p>\n\n

Para garantir a pr\u00f3pria seguran\u00e7a, os brasileiros podem optar por algumas sa\u00eddas: os seguros pessoais e os seguros de autom\u00f3veis.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Os seguros de autom\u00f3veis e suas coberturas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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O principal objetivo do seguro de autom\u00f3vel \u00e9 a cobertura do casco<\/a>, tamb\u00e9m chamada de Cobertura Compreensiva, que ampara o segurado em caso de danos causados ao ve\u00edculo por colis\u00e3o, inc\u00eandio, roubo e furto.<\/p>\n\n

Para os danos causados aos ocupantes do ve\u00edculo segurado, existe a cobertura de Acidentes Pessoais por Passageiro (APP).<\/p>\n\n

A cobertura de APP corresponde ao DPVAT, ou seja, protege os ocupantes do ve\u00edculo assegurando indeniza\u00e7\u00e3o por morte, invalidez permanente e reembolso de despesas m\u00e9dico-hospitalares.<\/p>\n\n

Sendo assim, a contrata\u00e7\u00e3o de todas essas coberturas garante n\u00e3o s\u00f3 a prote\u00e7\u00e3o material, mas tamb\u00e9m a todos os ocupantes do ve\u00edculo.<\/p>\n\n

Por isso \u00e9 fundamental avaliar minuciosamente as coberturas oferecidas e adequ\u00e1-las as suas necessidades e expectativas, protegendo seu patrim\u00f4nio e sua fam\u00edlia.<\/p>\n\n

Team Pryor Insurance<\/a> pode apresentar os detalhes de cada oferta do mercado e tirar todas as suas d\u00favidas. Nosso time tem uma ampla carteira de relacionamento, por isso consegue indicar os seguros de melhor custo x benef\u00edcio considerando a realidade de cada cliente. Fale conosco e comprove!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

O seguro que garante a cobertura de Danos Pessoais Causados por Ve\u00edculos Automotores de Via Terrestre (DPVAT) ser\u00e1 gerido pelo poder p\u00fablico a partir de janeiro em 2021. E a mudan\u00e7a pode afetar voc\u00ea. Como funciona e para que serve o seguro DPVA? Todas as pessoas que sofrem acidentes envolvendo ve\u00edculos automotivos t\u00eam direito a […]<\/p>\n","protected":false},"author":10,"featured_media":2271,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[45,53,52,40,51,44,48,41,43,42,54],"class_list":["post-1814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestao-de-beneficios-e-seguros-corporativos","tag-cobertura-danos-pessoais","tag-como-evitar-acidente-de-transito","tag-corretor-de-seguro","tag-dpvat","tag-o-que-e-seguro-rcf","tag-seguradora-lider","tag-seguro-auto","tag-seguro-automotivo","tag-seguro-de-vida","tag-seguros","tag-susep"],"yoast_head":"\nO seguro DPVAT ser\u00e1 administrado pelo governo. E agora? - Pryor Global<\/title>\n<meta name=\"description\" content=\"O seguro DPVAT ser\u00e1 administrado pelo governo em 2021. 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